New Jersey Surplus Lines License Number: 1524646

Use the rate charts below for all positively ELEVATION RATED properties in their designated flood zones. For all other risks please visit PrivateMarketFlood.com.



Quote Only. Coverage is not bound at this point.

Submission of a complete and signed application is required to obtain coverage.

*Lowest floor for FEMA NFIP rating purposes must be positively elevated as shown on the elevation certificate required to be submitted with the application for coverage.

TFIA's Private Flood Select program does not use the same definitions that FEMA does. Our program is much simpler.

  • For single family residences located in Flood Zones AE, AO, AH and A1-A30: the elevation on line C2. a) must be greater than the elevation shown on line B9 on the FEMA elevation certificate. Click here to see an example.
  • For single family residences located in Flood Zones VE and V1-V30: the elevation on line C2. c) must be greater than the elevation shown on line B9 on the FEMA elevation certificate. Click here to see an example.

For pre-firm properties and other risks please visit PrivateMarketFlood.com.

**Inland Properties are located more than 2 miles from the Atlantic Ocean, Gulf of Mexico, Inland Waterways, and the shoreline of bays and inlets.

Properties eligible for coverage are single unit residential structures. Private Flood Select coverage is not available for properties located in CBRA areas and non-participating FEMA communities. Also not eligible for coverage are: properties that have experienced more than one flood loss within the past five years, properties with unrepaired flood damage, any property that has been designated by FEMA as a Severe Repetitive Loss property, and properties that have been designated by a duly constituted State or local authority to be in violation of State or local floodplain management regulations (Section 1316).

 

 

 

Please Note:

Notice to Policyholder: This policy is written by a surplus lines insurer, and is not subject to the filing or approval requirements of the New Jersey Department of Banking and Insurance. Such a policy may contain conditions, limitations, exclusions and different terms than a policy issued by an insurer granted a Certificate of Authority by the New Jersey Department as an eligible surplus lines insurer, but the policy is not covered by the New Jersey Insurance Guaranty Fund, and only a policy of medical malpractice liability insurance as defined in N.J.S.A. 17:30D-3d or a policy of property insurance covering owner-occupied dwellings of less than four dwelling units are covered by the New Jersey Surplus Lines Guaranty Fund. (N.J.A.C. 11:1‐33 App.)

*Surplus Lines Tax Rate: 2%

*Fireman's Association Tax: 3%

 

*This tax is included in the quoted premium.