Please Choose Your Deductible:
 


$5,000
 

  • This deductible option should be used when you do not have any other underlying flood policy in force.
  • Please note: The minimum building coverage amount available on any one building is $1,000,000 or 50% of the replacement cost of the building, whichever is HIGHER.


     

$250,000
 

  • This deductible option is to be used when you have an underlying flood policy in force.
  • Please note: Before choosing how much building coverage you wish to purchase, remember to subtract the deductible ($250,000) from the building’s replacement cost.
  • The deductible must be met before any building coverage is applied.
  • For Example: If the replacement cost of the building is $3,000,000, the max building coverage amount you should select is $2,750,000. Once the deductible is met ($250,000), there is only $2,750,000 of insurable value left to the building with this replacement cost.
  • lease note: The minimum building coverage amount available on any one building is $1,000,000 or 50% of the replacement cost of the building, whichever is HIGHER.

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