California Surplus Lines License Number: 0I36117

Use the rate charts below for all positively ELEVATION RATED properties in their designated flood zones. For all other risks please visit PrivateMarketFlood.com.



Quote Only. Coverage is not bound at this point.

Submission of a complete and signed application is required to obtain coverage.

*Lowest floor for FEMA NFIP rating purposes must be positively elevated as shown on the elevation certificate required to be submitted with the application for coverage.

TFIA's Private Flood Select program does not use the same definitions that FEMA does. Our program is much simpler.

  • For single family residences located in Flood Zones AE, AO, AH and A1-A30: the elevation on line C2. a) must be greater than the elevation shown on line B9 on the FEMA elevation certificate. Click here to see an example.
  • For single family residences located in Flood Zones VE and V1-V30: the elevation on line C2. c) must be greater than the elevation shown on line B9 on the FEMA elevation certificate. Click here to see an example.

For pre-firm properties and other risks please visit PrivateMarketFlood.com.

**Inland Properties are located more than 2 miles from the Atlantic Ocean, Gulf of Mexico, Inland Waterways, and the shoreline of bays and inlets.

Properties eligible for coverage are single unit residential structures. Private Flood Select coverage is not available for properties located in CBRA areas and non-participating FEMA communities. Also not eligible for coverage are: properties that have experienced more than one flood loss within the past five years, properties with unrepaired flood damage, any property that has been designated by FEMA as a Severe Repetitive Loss property, and properties that have been designated by a duly constituted State or local authority to be in violation of State or local floodplain management regulations (Section 1316).

 

Please Note:

1. The insurance policy that you are applying to purchase is being issued by an insurer that is not licensed by the state of California. These companies are called “non-admitted” or “surplus line” insurers.

2. The insurer is not subject to the financial solvency regulation and enforcement which applies to California licensed insurers.

3. The insurer does not participate in any of the insurance guarantee funds created by California law. Therefore, these funds will not pay your claims or protect your assets if the insurer becomes insolvent and is unable to make payments as promised.

4. California maintains a list of eligible surplus line insurers approved by the insurance commissioner. Ask your agent or broker if the insurer is on that list, or view that list at the web site of the California Department of Insurance: www.insurance.ca.gov.

5. For additional information about the insurer you should ask questions of your insurance agent, broker, or “surplus line” broker or contact the California Department of Insurance, at the following toll-free telephone number: 1-800-927-4357.

6. If you, as the applicant, required that the insurance policy you have purchased be bound immediately, Either because existing coverage was going to lapse within two business days or because you were required to have coverage within two business days, and you did not receive this disclosure form and a request for your signature until after coverage became effective, you have the right to cancel this policy within five days of receiving this disclosure. If you cancel coverage, the premium will be prorated and any broker fee charged for this insurance will be returned to you.”

Sf 198230.2 73670 00741 d-1 (effective January 1, 2008)

Notice:

1. The insurance policy that you have purchased is being issued by an insurer that is not licensed by the state of California. These companies are called “nonadmitted” or “surplus line” insurers.

2. The insurer is not subject to the financial solvency regulation and enforcement which applies to California licensed insurers.

3. The insurer does not participate in any of the Insurance guarantee funds created by California law. Therefore, these funds will not pay your claims or protect your assets if the insurer becomes insolvent and is unable to make payments as promised.

4. California maintains a list of eligible surplus line Insurers approved by the insurance commissioner. Ask your agent or broker if the insurer is on that list, or View that list at the web site of the California Department of Insurance: www.insurance.ca.gov.

5. For additional information about the insurer you should ask questions of your insurance agent, broker, or “surplus line” broker or contact the California Department of Insurance, at the following toll-free telephone number: 1-800-927-4357.

6. If you, as the applicant, required that the insurance policy you have purchased be bound immediately, either because existing coverage was going to lapse within two business days or because you were required to have coverage within two business days, and you did not receive this disclosure form and a request for your signature until after coverage became effective, you have the right to cancel this policy within five days of receiving this disclosure. If you cancel coverage, the premium will be prorated and any broker fee charged for this insurance will be returned to you.

*Surplus Lines Tax Rate: 3%

*Stamping Fee: 0.2%

 

*This tax is included in the quoted premium.