High Limit 1st Dollar Primary Flexible Flood Coverage

for High Net Worth Clients


Program Highlights

  • 1st Dollar primary building coverage available up to $10,000,000 on residential structures located in A and V zones including almost all coastal properties
  • Available with a $250,000 deductible for those who wish to use the coverage as excess of the NFIP
  • Loss settlement increased up to an additional 100% with FloodFLEX
  • FloodFLEX expands the traditional FEMA building coverage
  • FloodFLEX is an innovative endorsement designed to reduce the out of pocket expenses not covered by traditional flood insurance. FloodFLEX, endorses the policy to increase the loss payable for COVERAGE A – BUILDING COVERAGE, after the application of the Building Deductible found on the Declarations Page, by 10, 25, 50 or 100% percent. This additional loss payment can be used at the insured’s discretion for any purpose, such as loss of income, additional living expenses, seawalls, antiques/artwork, or depreciated contents. There are no coverage restrictions to FloodFLEX. It’s your clients’ money, they should use it for what THEY need it for
  • 10% FloodFLEX is automatically included
  • 1st Dollar primary contents coverage available up to $5,000,000
  • Guaranteed renewal premiums for one or two renewal cycles
  • One year Rate-Lock is automatically included
    • Rate-Lock allows policyholders to pay the same rate for two years (with one-year rate-lock) or three years with (two-year rate-lock).
    • Rate-Lock guarantees a policy renewal will be offered
  • Available through selected highly qualified agents and brokers only. Apply to become a PrivateClientFlood producer today. 
  • No need to complete applications (upload a homeowner's dec page and we complete the application for you

Receive a Premium Indication Now